vocabularies

The governed set of payment-method TYPES a storefront accepts — the CATEGORY of settlement, never the brand. VISA/MasterCard/Amex are the `card` type; M-Pesa/Airtel Money/MTN MoMo are the `mobile-money` type; PayPal/Apple Pay/Google Pay are the `digital-wallet` type; a specific brand is a per-instance VALUE the Seedbed seller states (L11), never a member here. Region-neutral by construction: a type exists as a category worldwide even where the rails differ. Membership is a POSITIVE attestation ('this method type has been seen on a real storefront'), a growing vocabulary (L13) — a type not yet listed (cheque, cryptocurrency, store-credit tender, buy-now-pay-later tender) is deferred pending its first real instance, never a claim it is invalid.

Answers the questions: accepted payment method, applies to payment method.